POOLS, TRAMPOLINES AND OTHER FEATURES THAT CAN SPIKE INSURANCE COSTS

POOLS, TRAMPOLINES AND OTHER FEATURES THAT CAN SPIKE INSURANCE COSTS

When shopping for a new home, some of the same features that lure you in could end up costing you extra in insurance premiums. If you’re like the many buyers who wait until after going into contract to get insurance quotes on a property, you could be faced with some serious sticker shock. Check out these five seemingly desirable home features that might end up costing you more than you

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DO YOU OWN THE LAND UNDER YOUR HOME?

DO YOU OWN THE LAND UNDER YOUR HOME?

When you buy a home, you probably assume that you own everything in and around it within the property lines. But in some parts of the country, homeowners are discovering the property they’re buying does not fully include the land beneath it. For example, in Tampa Bay, FL a family realized at closing that their home builder had already signed away the rights to the land underneath their home to

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BEST TIMES TO BUY, SELL OR LIST A HOME

BEST TIMES TO BUY, SELL OR LIST A HOME

A common question from a buyer or seller is: what is the best time to buy or sell a home? In the clothing world, it makes sense to get the best “deal” on winter clothes at the end of winter and that you likely will pay top dollar for a swimsuit in April. Does the same trend hold true for real estate purchases and sales? Not really. But there are

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HOW TO CHOOSE THE RIGHT WINDOW SHADES

HOW TO CHOOSE THE RIGHT WINDOW SHADES

Although the lines of distinction are not that clear, for simplicity’s sake it’s safe to say that shades are the warm, fuzzy version of blinds. Whereas blinds are made of hard substances, like wood and aluminum, shades are made of soft materials, like linen, cotton, silk and every imaginable form of natural and synthetic fiber. The less disputed distinction is that blinds have slats or vanes that open and close

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6 BREATHING EXERCISES TO RELAX IN 10 MINUTES OR LESS

6 BREATHING EXERCISES TO RELAX IN 10 MINUTES OR LESS

Overworked, underslept and feeling the pressure? There are plenty of ways to find calm, without investing in a four-hand spa massage. All you need is a pair of lungs, your breath and 10 minutes or less. Don’t wait until fight or flight kicks in before minding your breath. Controlled breathing not only keeps the mind and body functioning at their best, it can also lower blood pressure, promote feelings of

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12 WARM-WEATHER MAKEOVER IDEAS FOR THE BEDROOM

12 WARM-WEATHER MAKEOVER IDEAS FOR THE BEDROOM

The longer, warmer days of spring and summer beg for a lighter touch in the bedroom and guest quarters. Pack up the thick duvets and woolen blankets and set out something fresher and prettier — think kantha quilts, airy curtains and painted furniture. These 12 ideas will get you started. 1. Paint bicolored walls. Carefully tape off the lower section of your bedroom walls. Paint below the line a soft

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THE HEALING POWER OF WORDS

THE HEALING POWER OF WORDS

Journal writing is proven to reduce stress. Your pen may also help you write your way to a happier healthier you. 1) Lower your blood pressure by free-writing. Write about everything that comes into your head. Induce a stream of consciousness called “flow”. It’s proven to reduce tension, even in your arteries. 2) Erase aches and pains. Write about serene nature scenes, from rhythmic ocean waves to picturesque fall foliage.

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BUILD SELF CONFIDENCE

BUILD SELF CONFIDENCE

Many people are feeling overwhelmed by the need to achieve, the complexity of competition, and a fear of failure or rejection. As a result their self-confidence is like the mystical unicorn — elusive and seldom, if ever, seen. You will probably never catch a unicorn, but here are five steps to help you capture your self-confidence. 1) Focus on what’s right, not what’s wrong. Know your shortcomings and weaknesses, but

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POPULAR BATHROOM THEMES

POPULAR BATHROOM THEMES

Here are the most popular themes in bath decor. Some are pretty serious, while others are just for fun: 1) Romantic – Light wall colors, sumptuous textures, gold tones, gauzy window treatments, towel warmers, bubble bath, fresh cut flowers and potpourri set the scene. 2) Retro – Remember the small bathroom tiles popular in the 1950s, and the bold floral and geometric designs of the 1960s? They epitomize retro style.

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RENOVATION TIPS TO SAVE DOLLARS

RENOVATION TIPS TO SAVE DOLLARS

Renovations are not just about updating the design and comfort of your home. They can also be a great way to incorporate better approaches and sustainable technologies, they cost little but lead to big savings in dollars and also helping the environment. 1) When filling un-insulated spaces make them more energy efficient by considering rock wool or cellulose insulation. They contain recycled content and may reduce monthly heating cost. 2)

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